Kerala Gramin Bank (KGB) – A Regional Rural Bank, which was formed by the combination of two Regional Rural Bank’s i.e South Malabar Gramin Bank and North Malabar Gramin Bank. As we already discussed that KGB is a Rural Regional Bank but in spite of this Kerala Gramin Bank offers all the major features of a Public Sector Bank. The main objective of the Kerala Gramin Bank is to launch a suitable intervention for the global economy recovery and development of the people of Kerala State and all they can do by offering the financial assistance to few sectors like Agriculture, Micro/Small/Medium Enterprises, Education, Housing, Weaker Sections etc.
Kerala Gramin Bank, like other Private and Public Sector Banks provide their Customers various Financial as well Banking Services. Internet Banking and Mobile Banking is one of them.
Services One Can avail on KGB Net Banking :-
- Fund Transfer
- Fund Transfer to other Bank Accounts
- NEFT/RTGS
- Quick Pay
- Loan Account Manage
- Utility Bill Payments
- Mini Statements View
- Account Statements View
- Request for New Cheque Book
- Account Balance Check
- Transaction Manage
- In order to register yourself for Kerala Gramin Bank Net Banking, you have to visit the nearest base branch of the KGB and asked for the KGB Internet Banking registration form.
- Fill all the details asked in the KGB Internet Banking Registration form like Your Kerala Gramin Bank Customer Id (You can get this from your Passbook/Bank Kit box/Cheque Book), Date of Birth, Aadhaar Number, PAN Number, Mobile Number and Email Id.
- Once you filled all these details, submit the form to the concerned department of the bank.
- You will be provided with a base User Id which you can use for first time Login on KGB Internet Banking.
- Now, visit the Official website of KGB i.e https://keralagbank.com/.
- Click on Services option.
- Choose the KGBNet – Internet Banking option.
- You will be redirected to KGB Net Banking Page.
- Click on Login button.
- Click on “First Time User” option.
- Click on Next button.
- Enter your User Id Provided by the Bank..
- Click on Continue option.
- On the next page, you will be asked to fill some personal details, fill all the details exactly same as you did while Registration time.
- Click on Submit option.
- You will get One Time Password on your registered Mobile Number.
- Authenticate the OTP.
- You will now be asked to create the Login as well as Transaction Password for KGB Internet Banking.
- Visit the Official website of Kerala Gramin Bank.
- Click on KGBNet – Internet Banking option under the Services Section on the main page of the website.
- You will be redirected to KGB Internet Banking Page.
- Click on Login option.
- Enter the User Id and Login Password.
- You have successfully logged in to KGB Internet Banking.
- Visit the Official website of Kerala Gramin Bank.
- Choose the KGBNet – Internet Banking option under Services Section.
- On the next page, click on Login option.
- You will now redirected to KGB Net Banking Login Page.
- Click on the “Forgot User Id” option.
- Visit the KGBNet – Banking Login Page.
- Click on “Forgot Password/Unlock User Id” option.
- As soon as you click on above option, below page will open.
- Click on Next option.
- You will be asked to enter the User Id, once entered click on next option.
- On the next page, you will be asked to share few details like your DOB, Account Number, Listed Identity Proof.
- Authenticate the OTP.
- You will now be asked to create your new Login Password.
- Visit the Google Play Store (For Android Users) and Apple Store (For iOS Users).
- Search for KGB mPay App.
- Click on Install option to download the KGB mPay App.
- Once the app downloaded, open it.
- Enter your User Id and Login Password.
- Enjoy the services offered under KGB mPay.
- One can check the Account Balance.
- Can generate the Mini Statement
- Can do the Fund Transfer
- Can Block and Unblock the ATM Card
- Track the Transaction