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How to redeem Sbi Credit Card Points, SBI Credit Card Points Redemption

SBI is the largest and one of the known bank among the Public Sector Banks. SBI offers their customers a variety range of Credit Cards and there are lots of attractive as well as reward services are available in these Credit Cards. Each and Every Card of SBI whether its Standard or premium has its own reward mechanism so its very important for the users to apply for the Card as per their usage and choice to ensure that you can avail the maximum benefits from the reward points you get from that card. In this article, we are going to discuss how to redeem Sbi Credit Card Points.

Whenever you make a payment for your purchase by using SBI Credit Card, you will be rewarded with the reward Points. You can redeem these reward points against the merchandise, E-gift Vouchers, buy some products etc. Reward Points helps the customer to pay their amount due and for shopping purposes too.

As we already discussed, SBI comes with a variety of Credit Cards and each card have its own Reward System. Let see few SBI Credit Cards and their Reward System.

SBI Credit Card

Reward Points


SBI Card Elite

2 Reward Points Per Rs 100

5x Reward Points on Dining, Departmental Stores and Grocery

SBI Card Prime

20 Reward Points per Rs 100 on Utility Bill Payments

10 Reward Points per Rs 100 on Dining, Departmental  Stores and Grocery.

SBI SimplyCLICK Credit Card

1 Reward Points per Rs 100

10x Reward Points on Online Purchasing  on E commerce websites like Amazon and Also on Booking Tickets via BookMyShow

SBI Simply SAVE Credit Card

1 Reward Points per Rs 100

10 Reward Points per Rs 100 on Dining, Movies, Departmental Stores and Grocery.

SBI IRCTC Premium Credit Card

3 Reward Points per Rs 125

10% Value back on AC1, AC2 , AC3 OR CC. 5% Back on Air Ticket Purchasing. 5% Back on E-Catering service.

SBI BPCL Credit Card

1 Reward Points per Rs 100

5x Reward Points per Rs 100 on Groceries, Dining, Movies and Departmental Stores.

Air India SBI Platinum Credit Card

2 Reward Points per Rs 100

15 Reward Points per Rs 100 on Air Ticket Booking for self and 5 Reward Points for others
5000 Reward Points as a Welcome Gift  to every user.


Note :- Please note that you will be charged a reward redemption fee and that will be charged in your next bill cycle.

Also we not all the transactions valid for earning Reward Points. If you make the transaction via below method, you will not be rewarded with any reward Points:-

1) E-wallet Transactions.

2) Cash Withdrawal through ATM.

3) Balance Transfer to other Bank Card.

4) Fuel Purchase

In case, if you purchased something and earned a good reward points but due to some reasons you returned the product, in this case all the reward points will be reversed.

Reward Catalogue Under SBI Credit Card :-

You will get various categories for your SBI Credit Card Points redemption. Below are the Categories against which you can redeem your reward points:-

1) Accessories

2) Apparel and Superstore

3) Books and Periodicals

4) Electronics

5) Elite Book of rewards

6) Entertainment and Dining

7) Festive Catalogue

8) Health and Fitness

9) Homeware

10) Kids Zone

11) Lifestyle

12) Luxuary

13) Travel and Holiday

14) E-Vouchers

How to redeem SBI Credit Card Points?

If you want to redeem your SBI Credit Card Points, follow the below process:-

  • Visit the official website of SBI Card i.e
  • Click on Login button.
  • Enter the User Id and Login Password and click on Login button.
  • On the menu in the left side, you will see the option of Rewards.
  • Choose the option “Redeem Rewards” under the Rewards section.
  • You will see the reward Catalogue here.
  • Choose the product you want to purchase against the reward Points redemption.
  • Click on “Redeem Now” button.
  • Gift will be delivered at you mailing address within 15 days.
  • E-Voucher will be delivered within 5 days.

You can also redeem reward points via calling the SBI Credit Card Customer Care. SBI Credit Card Customer Care Executive will assist you with the reward point redemption procedure. You can also convert the Reward Points in to Cash and that amount will be adjusted in your next bill cycle.

SBI Credit Card Helpline Number:-

If you issue have any while reward Point redemption process, you can contact to SBI Card Customer Care Executive on below contact number:-

SBI Credit Card Customer Care Number:- 1860-180-1290



                                                                    39 -02-02-02 ( Prefix Local Std Code)



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